Are these calculators free to use?

Yes. The calculators on MapleDiv are free to use in your browser. No payment is required for basic tools.

How current are TFSA and RRSP limits?

We update contribution limits and rates when official figures change. Always confirm current CRA limits before contributing.

Can I rely on these for financial decisions?

Use them as educational planning tools. For important decisions, consult a qualified Canadian advisor or tax professional.

Do you store my calculator inputs?

Calculations run in your browser. We do not require you to save personal financial inputs to use the tools. See our Privacy Policy for details.

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Finance Calculators

25 free calculators for Canadian investors — TFSA, RRSP, dividend tax, mortgages, and more.

Investment & Savings5

TFSA Calculator

Contribution room, growth projections, and tax-free savings potential.

RRSP Calculator

Tax savings from RRSP contributions and retirement projections.

Dividend Tax Calculator

Eligible and non-eligible dividend tax with provincial breakdowns.

Compound Interest Calculator

See how compounding grows your investments with regular contributions.

Retirement Calculator

Plan retirement income with CPP, OAS, and personal savings.

Real Estate5

Mortgage Calculator

Payments, amortization schedules, and fixed vs variable comparisons.

Rent vs Buy Calculator

Compare the true cost of renting versus buying a home in Canada.

Rental Yield Calculator

Rental property yield, cash flow, and ROI.

Down Payment Calculator

Minimum down payment, CMHC insurance, and first-time buyer programs.

Property Tax Calculator

Estimate property taxes across Canadian municipalities.

Debt & Credit3

Debt Consolidation Calculator

Compare consolidation options and potential interest savings.

Credit Score Impact Calculator

How financial decisions affect your credit score.

Loan Comparison Calculator

Compare personal loans, lines of credit, and credit cards.

Insurance & Protection3

Life Insurance Calculator

How much life insurance coverage you need.

Disability Insurance Calculator

Income replacement coverage for Canadian workers.

Critical Illness Calculator

Critical illness insurance needs and coverage options.

Education & Planning3

Education Savings Calculator

RESP planning with government grants.

Estate Planning Calculator

Estate taxes, probate fees, and inheritance planning.

Will Planning Tool

Checklist and estate distribution planning for Canadian wills.

Business & Tax3

Business Valuation Calculator

Value a Canadian business using multiple methods.

Tax Optimization Calculator

Income splitting, deductions, and credits for Canadian taxpayers.

GST/HST Calculator

GST/HST for every province, for businesses and consumers.

Lifestyle & Goals3

Vacation Budget Calculator

Budget travel, accommodation, and activities.

Wedding Budget Calculator

Wedding budget breakdowns and cost tracking.

Car Purchase Calculator

Buy vs lease and the total cost of your next vehicle.

Finance Calculators