Life Insurance Calculator

Determine life insurance coverage needs based on income and dependents

Financial Information

Enter your financial details

Your Age

Annual Income (CAD)

Spouse Annual Income (CAD)

Mortgage Balance (CAD)

Other Debts (CAD)

Number of Children

Education Costs per Child (CAD)

Years of Income Replacement Needed

Final Expenses (CAD)

Existing Life Insurance Coverage (CAD)

This calculator provides estimates. Consult with a licensed insurance advisor for personalized recommendations based on your specific situation.

About this tool

Rough coverage needs based on obligations and income. Product choice and underwriting require an advisor.

How to use it

Enter income, debts, and dependents.
Review suggested coverage range.

Frequently asked questions

Is this a quote?: No. It estimates need, not premium or insurability.

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Educational estimates only — not financial, tax, or legal advice. Rules and rates change; verify with official sources and qualified professionals before making decisions.